A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article. How Financial Professionals Are Compensated Read this overview to learn how financial advisors are compensated.